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Writer's pictureMadinah Slaise, MSN, RN

(B)looming Debt

As global supply chains dredge through pandemic sludge consumer wallets are feeling the impact of economic inflation. A reduction in the labor force is exacerbated by customer demand, fostering an environment ripe for exploitation. Researchers at the Educational Data Initiative report that the average monthly student loan repayment is an estimated $460 repaid for two decades or longer. Very few social classes are resistant to the financial squeeze, thus the decision to choose between higher education and retirement has become a matter of socioeconomic life and death.

How To Say No Madinah Slaise Media
"The average monthly student loan payment for a Master’s Degree is $695." Education Data Initiative

The Servicemen’s Readjustment Act of 1944, formerly known as the G.I. Bill, was enacted by Congress to help World War II Veterans readjust to civilian life. Education benefits such as tuition reimbursement, monthly housing allowances, and textbook stipends facilitated access to resources and training for military Veterans. Although intrinsically empowering the law was laden with a glaring, culturally insensitive asterisk courtesy of a bogus expiratory timeframe. From the initial date of service separation eligible troops were afforded ten years to utilize their G.I. Bill before the benefit was exhausted. Considering the litany of mental and physical challenges that often accompany military service, the accelerated timeframe left zero margins for user error.

Mounting frustrations throughout the Veteran community were allayed on 16 August 2017, when the Harry W. Colmery Veterans Educational Assistance Act, also known as the Forever G.I. Bill, was signed into law under the Trump administration. The landmark move obliterated the former ten-year terminus in exchange for lifetime educational benefits and soldiers breathed a collective sigh of relief.

"I joined the Air Force to pay for college and now I don't have to rush my transition to civilian life." Robyn, Veteran

The new and improved Forever G.I. Bill offers Veteran Administration (VA) funded education benefits that cover the full cost of tuition and fees for public, in-state, and private universities. Monthly housing stipends and a quarterly supply allowance are dispersed to eligible Veterans who qualify for assistance.

madinah in the market madinah slaise media
Join Us In The Market

During a season in which the average federal student loan debt borrower is faced with a $37,000 repayment plan, the decision to honorably serve in the United States Armed Forces presents a phenomenal financial opportunity. Beyond the military camaraderie and transformative life experiences lies a priceless investment in one’s future that may have far-reaching socioeconomic ramifications.

Tell me more about military benefits.

  • A. Roger that.

  • B. Negative, thanks.

  • C. It's cool but not for me.

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